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Terms of Use

Welcome to www.cpminsurance.com! This is the official Web site of CPM Insurance Services, LLC and provides you with information about us and the exciting products we offer. Please read this Web page carefully as it governs your ability to use this Web site.

INTRODUCTION: By accessing or using the services on the www.cpminsurance.com Web site (the “Web site” or “CPMInsurance.com”), you are agreeing to the certain terms and conditions surrounding your use of this Web site. We strongly recommend that you read this Web page as it constitutes a User Agreement binding you to the terms. Your use (or continued use) of this Web site means you accept or agree to all the terms in this User Agreement. If you do not agree to be bound by all the terms, you MUST immediately stop using this Web Site. This User Agreement is between the person accessing this Web site (“you” or “your”) and CPM Insurance Services, LLC including all of its affiliates (“CPM Insurance,” “We” or “Our”).

PRIVACY POLICY To receive information about CPM Insurance’s Privacy Policy, please visit http://www.cpminsurance.com/Disclosure.13.htm

E-MAILS TO CPM INSURANCE ADDRESSES You agree you will not use this Web Site or any CPM Insurance owned e-mail addresses to send numerous unsolicited e-mail messages. We reserve the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

DISCLAIMER OF WARRANTIES ANY INFORMATION, SERVICES, MATERIALS, SOFTWARE, CALCULATORS, LINKS OR OTHER ITEMS ON THIS WEB SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CPM INSURANCE DOES NOT WARRANT THAT THIS WEB SITE WILL BE UNINTERRUPTED OR ERROR FREE. ANY RISK ARISING OUT OF USE OR PERFORMANCE OF THE INFORMATION, SERVICES, MATERIALS, SOFTWARE, CALUCLATORS, LINKS OR OTHER ITEMS REMAINS ENTIRELY WITH YOU. UNDER NO CIRCUMSTANCES WILL CPM INSURANCE BE LIABLE FOR ANY DAMAGES TO ANYONE WHATSOEVER ARISING OUT OF THE USE OR PERFORMANCE OF THE INFORMATION, SERVICES, MATERIALS, SOFTWARE, CALCULATORS OR OTHER ITEMS.

SECURED AREAS/PASSWORDS Some portions of this Web site may be restricted and require authorization, userids and/or passwords for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas. If you violate this section, whether intentionally or negligently, and become aware of or have access to information not generally known to the public (Confidential Information), or if through CPM Insurance’s own negligence or wrongdoing, you become aware of or have access to such Confidential Information, you agree to keep such information strictly confidential and not divulge it to any third parties. A violation of this section may result in CPM Insurance seeking damages from you. We may also seek injunctive relief.

INFORMATION TRANSMISSIONS For the purposes of this section, “Your Information” includes any information you provide to us, and any information you otherwise post, transmit, distribute, or publish on or through this Web site at any time. With respect to Your Information: A. You are responsible for the accuracy and timeliness of Your Information. You acknowledge that We will rely on this information. B. You must provide and use a traceable e-mail address from an Internet Service Provider or active Internet domain. C. You warrant that Your Information, transmitted on this Web site, is not false or fraudulent. D. To the best of your knowledge, does not contain any viruses or other computer programming routines that are intended to harm, interfere with, or obtain unauthorized access to data or personal information and does not include spam.

INDEMNIFICATION You will indemnify and hold CPM Insurance harmless (including attorney fees and costs) for any and all claims and damages resulting in your improper, whether negligent or intentional, use of this Web site. PROPRIETARY RIGHTS The reproduction, duplication, distribution (including by way of email, facsimile or other electronic means), publication, modification, copying or transmission of material from this Web site is STRICTLY PROHIBITED. The material covered by this prohibition includes, without limitation, any text, graphics, logos, photographs, audio or video material or stills from audiovisual material available on this Web site. You are not authorized to use any portion of this Web site on any other Web site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this Web site’s content or frame this Web site within any other site. It will be a violation of this section to link this Web site to or with any other site.

LINKS TO/FROM OTHER SITES For your convenience, CPM Insurance may provide links to other Internet sites that we do not maintain. You should not interpret any link to/from other sites as an indication that we sponsor or endorse the sites or their materials or that the sites are affiliated with CPM Insurance. CPM Insurance is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. CPM Insurance is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site. We may provide links or access to other third party Web Sites. You acknowledge and agree that CPM Insurance is not, and shall not be held responsible, for any damages, actual or alleged, resulting from the use of services or products available through the Web sites or services of others. You agree to abide by all the Terms and Conditions of any other Web site you gain access to through this Web site or any link provided.

AVAILABILITY OF PRODUCTS AND SERVICES AND DISCLAIMER The information contained in this Web site is not intended to constitute an advertisement, solicitation or offer for sale in any jurisdiction we are not licensed to do business. This Web site does not provide a complete description of all coverages, exclusions and conditions in the policy. Policy terms may be changed by the insurer from time to time. Anyone interested in our products should seek more information from one of our professional Agents who can review your particular circumstances and explain the details of any coverages. Issuance of coverage is subject to underwriting.

COOKIES When using our web site, you may notice that we use “cookies” in interacting with your web browser. A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At CPM Insurance Services, LLC, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. No personally identifiable information is stored on the cookie. A cookie allows the CPM Insurance to measure usage of the website and customize the website experience.

CHANGES TO THIS DOCUMENT The content of this Web site and of these Terms and Conditions is subject to change without prior notice.

APPLICABLE LAW/SEVERABILITY These Terms and Conditions shall be governed by and interpreted according to the laws of the State of Connecticut without respect to any conflict of laws provisions. If any portion of these “Terms and Conditions” is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision, and such portion should be construed as narrowly as possible in order to give effect to as much of these Terms and Conditions as possible.

WAIVER CPM Insurance’s failure, in any instance, to exercise any of its rights under these Terms and Conditions will not constitute waiver of such right or any other rights under these Terms and Conditions.

OTHER DISCLOSURES You agree to read, be bound by and comply with any other notices or disclosures published on this Web site.

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